Among the solutions offered by the BFI Bank to finance the establishment or extension of your company, we propose a whole set of choices of short, medium and long-term financing adapted to your specific project.
Model of financing that allows the customer to make a purchase without having to make an interest-bearing loan.
The Bank purchases a good and then sells it to the customer at cost price plus a profit margin set by agreement between the two parties.
The Mourabaha contract specifies the nature of the good, the purchase price, the exchange rates, the cost price, the profit margin, the selling price, as well as the conditions of delivery and payment. Mourabaha may relate to domestic as well as foreign trade operations.
Lease agreement under which the Bank buys property for a customer, then leases it for a specified period of time.
Investment partnership developed by Islamic banks through which the capital is provided in full by the Bank, while the other party manages the project.
Benefits are distributed between the two parties according to a ratio set in the signed contract. Financial losses fall under the responsibility of the owner of the capital; the loss of the managers of the project concerned being the cost of their labor, having failed to generate a surplus income.
Investment Partnership through which the Bank and its customer both participate in the financing of a transaction, and both share risks in proportion to their participation. Profits or loss are distributed between the client and the Bank on a basis determined in advance by the two parties.
It is a contract through which a manufacturer pledges to produce and deliver a commodity at a given price, and at a specified date.
Contract providing prepayment of goods delivered subsequently. No sale is possible if the goods do not exist at the time of the contract but this type of sale is an exception, is allowed provided that the goods are defined and the delivery date set.